All term insurance plans cover death benefits, but it depends on how the insured dies. There are a few major types of death that are not covered under term plans.
source https://www.caclubindia.com/articles/types-death-which-not-covered-under-term-plans-44927.asp
source https://www.caclubindia.com/articles/types-death-which-not-covered-under-term-plans-44927.asp
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