PMC bank's scheme of amalgamation: Was it not a travesty of justice?

In this write-up, I have used the terminology retail, institutional deposit as has been used in the Scheme of amalgamation of PMC Bank with Unity Small Finance Bank (USFB) as published in the gazette of India notwithstanding it is a ridiculous and misleading terminology not consistent with provisions of DICGC or any existing law.

source https://www.caclubindia.com/articles/pmc-banks-scheme-of-amalgamation-was-it-not-travesty-of-justice-46761.asp