Home loans can help people purchase an apartment/home of their choice/dreams. Often, people want to buy a new home but don't have ample funds. If they wait to gather the funds, the home rates might go up.
source https://www.caclubindia.com/articles/5-benefits-of-taking-a-home-loan-from-pnb-housing-47504.asp
source https://www.caclubindia.com/articles/5-benefits-of-taking-a-home-loan-from-pnb-housing-47504.asp
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