Loans and credit cards are used borrow funds and have many of the same standard credit provisions. In both loan and credit card agreements you will typically find funds offered from a lender at a specified interest rate, where the payments will be monthly, quarterly, or annually.
source https://www.caclubindia.com/articles/loans-and-credit-cards-47499.asp
source https://www.caclubindia.com/articles/loans-and-credit-cards-47499.asp
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